The Oriental Insurance Company Limited

About Us

The Oriental Insurance Company Limited is one of India’s most trusted government-owned general insurance providers, delivering excellence in non-life insurance since 1947. Established in Mumbai and now headquartered in New Delhi, the company has grown into a strong and dependable public sector undertaking, wholly owned by the Government of India since 2003. With an extensive presence across India and international operations in select regions, Oriental Insurance continues to safeguard millions of lives, assets, and businesses with innovative insurance solutions.

Our Legacy of Trust

Since its inception, Oriental Insurance has stood for reliability, transparency, and customer-first values. Over the decades, it has built a reputation for providing comprehensive and affordable non-life insurance products to individuals, families, corporates, and rural communities. As a pioneer in the insurance industry, the company has consistently supported national growth, financial security, and socio-economic development.

Comprehensive Insurance Solutions

Oriental Insurance offers a wide range of non-life insurance products designed to cater to diverse customer needs, whether personal, commercial, or rural. Our offerings include:

Personal Insurance

• Health Insurance: Tailored plans for individuals, families, senior citizens, and groups that cover hospitalization, treatments, and medical emergencies.

• Motor Insurance: Protection for private cars, two-wheelers, and commercial vehicles against accidental damage, third-party liability, and personal accident.

• Personal Accident Insurance: Coverage for death or disability caused by accidents, including affordable policies like Janata Personal Accident and Nagrik Suraksha.

• Travel Insurance: Reliable protection for medical emergencies, trip interruptions, and risks during overseas travel for business, leisure, or studies.

• Home Insurance: Comprehensive coverage for residential properties and contents against fire, theft, natural calamities, and other risks.

Business and Corporate Insurance

• Industrial and Engineering Insurance: Customized covers for power plants, steel and chemical industries, and large-scale projects.

• Liability Insurance: Safeguards businesses against legal liabilities, including professional indemnity, directors’ and officers’ liability, and public liability policies.

• Commercial Policies: Protection for shops, offices, and business premises from fire, burglary, and financial risks.

• Marine Insurance: Insurance solutions for businesses involved in sea transport and global trade.

Rural and Agriculture Insurance

• Crop and Animal Insurance: Affordable coverage for crops, livestock, and rural infrastructure under schemes like the Pradhan Mantri Fasal Bima Yojana.

• Rural Development Policies: Special products designed to empower the farming community and rural economy.

Why Choose Oriental Insurance?

• Government-Owned Trust: Being fully owned by the Government of India ensures transparency, security, and reliability.

• Extensive Network: A wide network of offices across India and abroad makes Oriental Insurance easily accessible to customers nationwide.

• Customer-Centric Approach: From easy online policy renewals to prompt grievance redressal, customer service is at the heart of the company’s operations.

• Efficient Claim Settlement: With a proven track record of high claim settlement ratios, customers can count on financial support when it matters most.

• Nation-Building Objectives: The company actively contributes to India’s socio-economic growth by making insurance accessible to all sections of society, from urban citizens to rural farmers.

Our Vision and Mission

Oriental Insurance is committed to becoming the most respected and innovative general insurance company in India. Its mission is to provide affordable, reliable, and customer-friendly insurance products that enhance financial security for individuals and businesses while supporting national development goals.

Global Reach with Local Expertise

While deeply rooted in India, Oriental Insurance also operates overseas, extending its expertise to international clients. This balance of global presence and local understanding enables the company to design solutions that meet diverse customer needs.

Looking Ahead

As India moves toward a future of rapid digitalization and financial inclusion, Oriental Insurance continues to evolve with modern technology, digital platforms, and customer-focused innovations. From protecting urban households to empowering rural communities, the company remains committed to its promise of securing lives, assets, and businesses with integrity and excellence.