Cholamandalam Investment and Finance Company Limited

About Us

Cholamandalam Investment and Finance Company Limited is a premier financial institution offering a wide array of lending and investment solutions designed to meet the diverse needs of individuals, entrepreneurs, and businesses. The Panaji branch, situated at No. SF6, 2nd Floor, Rani Pramila Arcade, 18th June Road, Ozari, Goa 403001, serves as a trusted financial partner for customers seeking professional guidance, flexible loan options, and efficient service in a central, easily accessible location.

Our mission is to empower clients by providing transparent, customized, and technologically advanced financial solutions. By combining expert consultation, a comprehensive product portfolio, and modern facilities, Cholamandalam ensures that each client receives a seamless and professional experience.

Our Financial Services

Cholamandalam Panaji offers a comprehensive suite of financial products for diverse requirements, from vehicle and home financing to SME loans and personal credit. Each service is designed to provide convenience, affordability, and reliability.

Vehicle Loans

Our vehicle financing solutions cater to various customer needs:

• New and Used Cars: Flexible terms for personal and business vehicles

• Two-Wheelers and Three-Wheelers: Financing for commuters and commercial purposes

• Commercial Vehicles: Support for businesses requiring transportation solutions

• Construction Equipment: Loans to acquire essential machinery

• Tractors and Farm Equipment: Specialized financing for agricultural professionals

Home Loans

We provide tailored home financing options to help clients secure their dream property or upgrade existing spaces:

• New Property Purchase: Loans for buying residential or commercial property

• Self-Construction: Financing for constructing new homes or commercial establishments

• Home Extension and Improvement: Loans to renovate, expand, or modernize spaces

• Mixed-Use Property Financing: Covering residential and commercial requirements

• Balance Transfers and Top-Ups: Flexible refinancing options to meet evolving needs

SME/MSME Loans

Designed for entrepreneurs and small businesses to foster growth:

• Business Expansion Financing: Capital support for scaling operations

• Equipment Financing: Loans for procuring machinery and essential tools

Secured and Unsecured Loans

• Secured Term Loans: Loans backed by assets for higher financing limits

• Loans Against Property (LAP): Long-term and home equity loans for personal or business use

• Loans Against Securities: Financing leveraging mutual funds, stocks, or other financial instruments

• Personal and Business Loans: Tailored for individuals and small enterprises seeking short or medium-term credit

Digital and Onsite Services

Cholamandalam Panaji combines on-site personalized consultation with modern tools and processes to provide a seamless experience:

• Professional Guidance: Direct interaction with financial experts for tailored solutions

• Onsite Processing: Quick, efficient application and documentation support

• Flexible Consultation: No prior appointment required for in-person assistance

• Transparent Transactions: Clear explanation of loan terms, interest rates, and repayment schedules

Our approach ensures that each client can make informed decisions, receive expert advice, and access financing without unnecessary delays.

Branch Facilities and Amenities

The Panaji branch is designed to provide a comfortable, professional, and efficient environment:

• Dedicated Consultation Areas: Private and organized spaces for client discussions

• Modern Infrastructure: Well-maintained interiors enhancing the customer experience

• Efficient Operations: Streamlined process for applications, approvals, and documentation

• Accessibility: Centrally located on the second floor of Rani Pramila Arcade, providing privacy while remaining easy to find

These facilities ensure that clients can conduct financial transactions conveniently and efficiently.

Strategic Location

The Cholamandalam branch at Ozari, Panaji is strategically positioned on 18th June Road, one of the city’s prominent commercial hubs:

• Ease of Access: Central location accessible to local residents, visiting clients, and businesses

• Commercial Hub Advantage: Located within Rani Pramila Arcade, surrounded by offices, shops, and essential services

• Visibility and Recognition: The branch is easily identifiable for first-time visitors and returning clients

• Connectivity: Well-served by road networks and public transportation for seamless travel

The location ensures that financial solutions are within reach for a broad and diverse clientele.

Why Choose Cholamandalam Panaji?

• Comprehensive Product Range: Vehicle loans, home loans, SME/MSME loans, personal loans, and more

• Flexible and Tailored Solutions: Personalized offerings for individuals and businesses

• Professional Staff: Experienced financial experts providing guidance and support

• Convenient Location: Central Panaji, easily accessible from across the city

• Efficient Onsite Service: Streamlined application, approval, and consultation processes

• Transparent and Customer-Focused: Clear communication, fair terms, and reliable service

With these advantages, Cholamandalam Panaji continues to be a trusted financial partner for clients seeking dependable and accessible loan solutions.

Empowering Individuals and Businesses

By providing tailored financial solutions, Cholamandalam Panaji plays a crucial role in:

• Supporting personal financial growth through home and vehicle loans

• Enabling business expansion and equipment acquisition for SMEs/MSMEs

• Facilitating convenient, accessible, and professional financial services for the local community

Our commitment to professionalism, transparency, and innovation ensures that clients can achieve their financial objectives efficiently and confidently.